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# Print the questionnaire 
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print("**Paluwagan and Digital Financial Inclusion Survey**")
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print("Thank you for participating in this survey. Your responses will help us understand the impact of digital financial inclusion on paluwagan practices in the Philippines.")
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print("\n**Section 1: Demographics**")
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print("1. Age:")
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print("2. Gender:")
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print("    - Male")
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print("    - Female")
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print("    - Prefer not to say")
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print("3. Occupation:")
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print("4. Highest level of education:")
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print("    - No formal education")
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print("    - Elementary school")
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print("    - High school")
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print("    - College degree")
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print("    - Postgraduate degree")
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print("5. Monthly income:")
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print("    - Below ₱15,000")
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print("    - ₱15,000 - ₱29,999")
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print("    - ₱30,000 - ₱44,999")
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print("    - ₱45,000 and above")
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print("6. Location:")
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print("    - Rural area")
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print("    - Urban area")
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print("\n**Section 2: Paluwagan Participation**")
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print("1. Are you currently a member of a paluwagan? (Yes/No)")
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print("2. If yes, for how long have you been a member? (Years)")
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print("3. What is your role in the paluwagan? (e.g., member, leader)")
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print("4. How often do you contribute to the paluwagan? (Weekly/Monthly/Other)")
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print("5. What was your primary reason for joining a paluwagan?")
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print("\n**Section 3: Digital Financial Inclusion**")
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print("1. Do you own a mobile phone? (Yes/No)")
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print("2. Do you own a smartphone? (Yes/No)")
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print("3. Have you ever used mobile banking or e-wallets? (Yes/No)")
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print("4. How often do you use mobile banking or e-wallets for financial transactions? (Daily/Weekly/Monthly/Never)")
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print("5. Have you ever encountered any challenges while using digital financial services? (Yes/No)")
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print("    - If yes, please briefly describe the challenges you faced.")
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print("\n**Section 4: Impact of Digital Finance on Paluwagan**")
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print("1. Does your paluwagan use any digital tools for managing contributions, payouts, or records? (Yes/No)")
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print("2. If yes, what specific digital tools do you use? (e.g., messaging apps, spreadsheets)")
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print("3. How has the use of digital tools changed the way your paluwagan operates? (Please elaborate)")
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print("4. What are the perceived benefits of using digital tools in paluwagan management? (Please select all that apply)")
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print("    - Increased efficiency")
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print("    - Improved transparency")
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print("    - Easier record-keeping")
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print("    - Other (Please specify)")
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print("5. What are the challenges, if any, associated with using digital tools in paluwagan management? (Please elaborate)")
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print("\n**Section 5: Financial Inclusion and Paluwagan**")
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print("1. Do you have a bank account? (Yes/No)")
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print("2. If yes, what type of bank account do you have? (Savings/Checking/Both)")
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print("3. How often do you use your bank account? (Daily/Weekly/Monthly/Never)")
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print("4. In what situations do you typically use paluwagan instead of formal financial services? (Please elaborate)")
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print("5. How has your participation in a paluwagan impacted your financial well-being? (Please elaborate)")
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print("\nThank you for your participation! Your responses are valuable to this research.")